Wise

Cancel Transfer

Only transfers which are not funded can be cancelled. Cancellation is final - it can not be undone.

Convert Across Balance Accounts

This endpoint allows the conversion of funds between two STANDARD balance accounts in different currencies. You first must generate a quote with "payOut": "BALANCE"

Create Account Details Order

Creates an order which will issue account details. It should use the same currency as the balance previously created. Fulfilling all the requirements will complete the order. That means reaching status DONE

Create Quote

Profile ID used in this call will define whether transfer is made on behalf of the person or business. Quote fetches current mid-market exchange rate that will be used for your transfer. Quote also calculates our fee and estimated delivery time.

Create Balance Account

This endpoint opens a balance within the specified profile, in the currency and type specified in the request. For STANDARD balances, only one can be created for a currency. For SAVINGS balances, multiples in the same currency can be opened. When sending the request, the currency and type are required. If creating a SAVINGS type balance, a name is also required

Create Email Recipient

If you don't know recipient bank account details you can set up email recipient so that Wise will collect bank details directly from the recipient. Wise will email your recipient with a link to collect their bank account details. Once your recipient provides bank account details securely to Wise we are able to complete your transfer

Create EUR Recipient

Send payments to Eurozone countries: Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Portugal, Slovakia, Slovenia, Spain. Private and business recipients are supported. Recipient type = 'iban' Required details: IBAN

Create GBP Recipient

Send payments to United Kingdom. Private and business recipients are supported. Recipient type = 'sort_code' Required details: sortCode, accountNumber OR Recipient type = 'iban' Required details: IBAN

Create Recipient Account

Recipient is a person or institution who is the ultimate beneficiary of your payment. Recipient bank account details are different for different currencies

Create Transfer

A transfer is a payment order to recipient account based on a quote. Once created, a transfer needs to be funded within the next five working days. Otherwise, it will be automatically canceled.

Delete a Balance

Close a balance account for the users profile. Balance accounts must have a zero balance in order for it to be closed. Bank account details for a balance account will also be deactivated and may not be restored in the future

Delete A Recipient Account

Deletes a recipient by changing its status to inactive. Only active recipients can be deleted and a recipient cannot be reactivated, however you can create a new recipient with the same details instead. Response is empty if delete succeeds. Requesting to delete recipient that is already inactive will return an http status 403

Delete webhook subscription for borderless deposit

Deletes a subscription by its identifier.

Fund Transfer

This API call is the final step for executing payouts, but is only required if you are settling transfers from a Wise multi-currency account. This is not required if you fund transfers using the following methods: BANK_TRANSFER - where you send the funds directly to Wise's bank account. TRUSTED_PRE_FUND_BULK - where you are using a prefunded bulk settlement approach. Another option unique to your integration.

Get Transfer Extra Info Dynamic Form

Expose all the specific requirements based on the sender, the specific quote and selected target recipient account.

Move Money Between Balances

This endpoint allows the following money movements: Add money to same-currency Jar (i.e move money from STANDARD to SAVINGS balance without conversion, amount is provided as request parameter); Add money to another-currency Jar (i.e. convert money, amount is determined by provided quoteId); Withdraw money from Jar (i.e move money from SAVINGS to STANDARD balance without conversion, amount is provided as request parameter).

Recipient Accounts Requirements-POST

The GET and POST account-requirements endpoints help you to figure out which fields are required to create a valid recipient for different currencies. You can use these data to build a dynamic user interface on top of these endpoints

Create subscription for borderless deposit

Create a profile subscription.

Generate GUID For Idempotency

You don't have to use an API for this - you can almost certainly do it in code. This is just for testing convenience.

Check account balance

Get available balances for all activated currencies in your account

Get Bank Account Details

This endpoint returns a list with all the AVAILABLE and ACTIVE account details for the given profile, including examples. Account receive options can also include local and international details to receive money on the currency balance

Get account statement

Get multi-currency account statement for one currency and for specified time range. Note that you can also download statements in PDF and CSV formats if you replace statement.json with statement.csv or statement.pdf respectively in the above URL

Get Balance Account by ID

This endpoint returns a balance based on the specified balance ID

Get List of Banks by Country Code

List of banks is available for these countries: BD, BR, CZ, CL, EG, GH, HK, ID, IL, IN, JP, KE, LK, MA, NG, NP, PE, PH, RU, SG, TH, VN, ZA

Get List of Countries

List of allowed countries to be used in recipient or user-profile addresses

Get List of States by Country Code

List of states is available for these countries: US, CA, BR, AU

Get Profile List

Get profile info by id. You only need to call this endpoint once to obtain your user profile id. Your personal and business profiles have different IDs

Get Receipt PDF

Download transfer confirmation receipt in PDF format for transfers that are in status outgoing_payment_sent

Get Recipient Account By Id

Get recipient account info by id

Get Recipient Creation Dynamic Form

You can use the data returned by this API to build a dynamic user interface for recipient creation.

Get transfer delivery time

Get the live delivery estimate for a transfer by the transfer ID. The delivery estimate is the time at which we currently expect the transfer to arrive in the beneficiary's bank account

Get webhook subscription by ID

Retrieves a subscription by its identifier

List Balance Accounts

Retrieve the user's multi-currency account balance accounts. It returns all balance accounts the profile has in the types specified. A parameter of type must be passed and include at least a single type. To return more than one type, comma separate the values. Acceptable values are STANDARD and SAVINGS

List Bank Account Details Orders

This endpoint returns the bank account assignment requests for a profile and multi-currency account

Get List of Branches by Country and Bank Code

List of bank branches is available for these countries: BD, GH, HK, IL, IN, JP, LK, SG, VN

List Recipient Accounts

Fetch a list of the user's recipient accounts. Use the currency and profile parameters to filter by currency and/or the owning user profile ID. This list does not currently support pagination, therefore if please filter by currency to ensure a reasonable response time

List Transfer

Get the list of transfers for given user's profile (defaults to user's personal profile). You can add query parameters to specify user's profile (personal or business), time period and/or payment status.

List webhook subscriptions

List all your subscriptions

Load Accounts

Account Load means the completion of a transfer of funds by a Person through the parent portal forming a part of the Product

Recipient Accounts Requirements-GET

This sample shows how to get account requirements for a specific currency route without referring to a particular quote but with the amount, source and target currencies passed as URL parameters

Recipient Accounts Requirements-GET

The GET and POST account-requirements endpoints help you to figure out which fields are required to create a valid recipient for different currencies. You can use these data to build a dynamic user interface on top of these endpoints

Simulate Transfer Processing

You can simulate payment processing by changing transfer statuses using these endpoints. This feature is limited to sandbox only

Track transfer status

You can check your latest transfer status by polling this endpoint